Hen Party Insurance – Is It Really Necessary?

girl in a party

Hen parties can be an amazing experience, and with both the bride to be and the guests having a fantastic time it is all too easy to ignore all of the possible dangers you might encounter during some of your planned activities. Some hens are even travelling abroad for an affordable and exotic special break. However, even though these possibilities are very exciting, it is still extremely important to ensure that you are fully covered for all possible eventualities. Although insurance is not required by law, it is still a sensible idea.

Even if you are planning a relatively quiet hen party, the chances are that in reality things will be a lot wilder than you expect. It’s only natural. Hen parties also come in all shapes and sizes. For example, if you’re partying in Snowdonia, the chances are that you’ll be participating in potentially dangerous outdoor activities. On the other hand, if you’re taking a girly weekend abroad, the chances are that after a few drinks, dancing in the local club may well bring its own dangers!

Hen Parties In the UK

london cityIf you’re staying in the UK and holding your hen do in one of our major cities, you should definitely consider taking out cancellation insurance. If there will be a large group of you, you may well each be paying for yourselves, however if the event doesn’t happen for any reason, this kind of cover will ensure you won’t lose all of your money. If you invest in comprehensive cover, you’ll be covered for all kinds of issues including loss and theft, medical emergencies, any legal costs for injuries and accidents, costs for personal liability should you accidentally injure someone else and cover for personal accidents in the event that you become injured yourself.

Hen Parties Abroad

abroadIf you’re having your hen party overseas, there are lots of things to get excited about, however sometimes things don’t go according to plan. While foreign culture is always fascinating, if something goes wrong it can cause lots of problems. You can’t be sure that you’ll always receive the same level of compensation, treatment or professionalism abroad that you would in the UK and therefore taking out travel insurance is very important. If you’re travelling to a European destination you should take a free EHIC card with you, however this will only cut the price of your treatment and not make it entirely free in many cases. Travel insurance is designed to protect you in the event of a problem occurring while you are away such as loss and theft.

It’s always important to find the right insurance company for you. While finding a good deal is very important, you also need to ensure that you will be well covered for all of the activities that you have planned. Always read the small print to see what may be excluded from your cover as there will often be exclusions that may affect your plans.

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